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    Costs, payments and insurance

    Separate hospital charges, coordination fees and travel costs. Use these guides to prepare questions about written quotes, payment methods and insurance approval.

    Before you decide

    • Which services are included, excluded or still awaiting a quote?
    • Who receives each payment, and which written terms apply?
    • Has your insurer confirmed coverage and any pre-authorisation for the actual care?

    Guides to read

    Health Checkup Prices by City: Compare Like-for-Like in China

    A dated private-provider member-price sample across nine cities, with the eligibility and service boundaries that a headline price leaves out.

    International Insurance in China: Direct Billing and Pre-authorisation

    Check the exact policy, department and planned service. A direct-billing network does not mean every bill, test or treatment will be covered.

    Paying for Healthcare and Travel in China: A Practical Guide

    Confirm the receiving department, payment product and limits before a hospital payment. The published mobile-payment policy figures are in US dollars, not renminbi.

    Paying PriumCare: Service Fees, Cancellations and Refunds

    Who receives your payment, which hospital costs are separate, and what happens if plans change? Check PriumCare’s corporate Alipay process, two actual hospital-fee refunds and component-specific cancellation rules.

    Direct Billing, Language and Coordination in China

    Direct billing, a qualified interpreter and a coordinator are three separate confirmations. None of them follows from the reputation of a hospital or an insurer. Get each one in writing before you travel.

    TenPayGo for China visitors: payments, fees and hospital checks

    What TenPayGo offers visitors to China, what to check before paying, and why hospital bills need a separate payment plan.

    A Health Checkup and a Specialist Visit in China: What to Sequence

    A checkup screens. It does not diagnose a symptom you already have. Book the specialist visit separately, put the order in writing, and keep provider fees apart from coordination.

    Ask about pre-consultation

    Ask about the scope and separate fees of a pre-consultation before paying. Clinical charges and insurance decisions must be confirmed with the relevant provider.

    Ask about pre-consultation